“I choose Richard as my financial adviser, not only because he has solid background and knowledge about finance industry, and also, he is really passionate about this job. I keep asking same simple questions but all these simple questions never make him run out of patience. His advises are realistic and achievable, and suitable for younger people like me. Besides, he is a very reliable person. He is never late for appointments, and also he reminds me for things I keep forgetting. That’s why I trust Richard. :)”